Money close at hand
You just might be sitting on the funds you need to make your dream home a reality. The equity in your home -- the value of your home minus your outstanding mortgage balance -- may be the ideal financing tool for your remodeling needs. Home equity financing typically offers lower interest rates than unsecured personal loans, and the interest you pay may even be tax-deductible. (Consult your tax advisor.)

Special savings
Right now, if you take advantage of LaSalle's home equity loan sale, you'll enjoy another benefit -- special low rates on home equity loans and lines of credit, plus a bonus.

Consider the savings offered by these rates:

A great low rate of Prime* plus 1/2 percent for lines of credit up to $24,999.

Prime for lines of credit between $25,000 and $99,999.

Prime minus 1/2 percent for lines of credit exceeding $100,000.

Plus, if you close on a home equity loan of $50,000 or more, or draw on a line of credit of $50,000 or more at closing, you'll receive a bonus of a United Airlines certificate good for one round-trip ticket.**

These rates are among the lowest in the Midwest area. To take advantage of our loan sale, apply for a home equity loan or line of credit today by calling 1-888-880-9696.

*Prime is the highest prime rate as published in the "Money Rates" section of The Wall Street Journal on the last publishing day of the calendar month immediately preceding the billing cycle. On November 30, 1998, prime was 7.75% and the Annual Percentage Rate (APR) on LaSalle's equity line of credit products varied between 7.25% and 10.75%. Prime is a variable rate; as it changes, the APR on your credit line will change. The maximum APR that may apply is 21%. A $35 annual fee applies after the first year. LaSalle's equity lines of credit are limited to one- to four-family principal residences located in Illinois subject to no less than a second lien position on your property. You must carry insurance on the property that secures this loan. A balloon payment may result at the end of the seven-year draw. Consult your tax advisor concerning the deductibility of interest.

**This is a limited time offer and applies to new loans/lines of credit only. Certificate good for travel within the 48 contiguous states and Puerto Rico. One certificate per customer/account.