any high school seniors know little about personal finance, according to a 1997 study in which only 57 percent answered survey questions about credit, taxes and savings correctly.*

Now, more than ever, it is vital to give children an understanding of the value of money, and the importance of saving it.

Give your child a head start
The Heirloom Custodial Account can give you a head start on teaching your child or grandchild how to manage money, while helping to secure his or her future.

The Heirloom Account is an intergenerational gifting program focused on providing both a sound, long-term investment and educating children about finances and money management. It offers these benefits for your family:

Investment in the Nuveen Rittenhouse Growth fund, a large-cap, growth-oriented fund that contains familiar companies your family will feel comfortable with.

Piggybank activities to encourage your child or grandchild to save along with you.

A one-year subscription to a quarterly newsletter dedicated to investing and financial education. Each issue contains an educational activity for your child or grandchild.

Possible tax advantages.**

Begin a family legacy today
To request a prospectus containing more information, including fees and expenses, contact your LaSalle Financial Services Financial Consultant at 1-888-LFS-1200. Please read the prospectus carefully before you invest.

*Medical Economics, 1999
**Consult your tax or financial advisor regarding your individual situation.