he roar of football games ... leaves turning color ... the flavor of crisp, ripe apples ... autumn treats our senses in many different ways. It can also affect our wallets many ways. With the advent of colder weather and shorter days, you'll probably be using more fuel and electricity.

This issue of LaSalle Netletter brings you practical advice on winterizing your home the affordable way. Fall is also a busy season for carbuying, so check out our section on LaSalleCars, our free online service that can save you time and money when looking for a new or used vehicle. You'll also find money-saving advice for evaluating your telephone service, and information about free lunchtime concerts at the Chicago Cultural Center. Plus, don't miss our important article about new and simplified Federal Deposit Insurance Corporation rules that may affect your account coverage.